Important Disclaimer

Please read this disclaimer carefully before using our financial planning services

Last Updated: July 11, 2025

General Information

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific situation

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness or accuracy of the information provided

Your use of this website and reliance on any information is solely at your own risk and discretion

Limitation of Liability

To the fullest extent permitted by Malaysian law, Peravoluntriv shall not be liable for

• Any direct, indirect, incidental, or consequential damages arising from your use of our services
• Any loss of profits, data, or business opportunities resulting from financial decisions
• Any damages resulting from technical issues, website downtime, or service interruptions
• Any third-party actions or omissions beyond our reasonable control
• Any damages exceeding the amount paid for our subscription services in the preceding 12 months

Information Accuracy

We endeavor to ensure all information on this website is accurate and current, however, financial markets and regulations change frequently

Information may become outdated or inaccurate without notice, and we reserve the right to modify content at any time

Professional Advisory Notice

Our financial planning subscription provides analytical reviews and consultation services to help you make informed decisions about your finances

We do not provide specific investment recommendations or manage assets on your behalf

Consider seeking additional professional advice for complex financial situations or substantial monetary decisions

External Links and Third Parties

Our website may contain links to external websites operated by third parties for your convenience and reference

We do not control these external sites and are not responsible for their content, privacy practices, or availability

Financial Planning Disclaimer

Our financial planning services are subject to the following important considerations

• All financial planning involves inherent risks and uncertainty about future outcomes
• Economic conditions, market volatility, and personal circumstances can affect financial plans
• No financial plan can guarantee specific results or protection against financial loss
• Regular review and adjustment of financial plans is necessary as circumstances change

Individual results may vary

Jurisdiction and Governing Law

These terms are governed by the laws of Malaysia and subject to local regulatory requirements

This disclaimer is governed by Malaysian law and any disputes shall be subject to the jurisdiction of Malaysian courts

Any disputes arising from our services will be resolved through Malaysian legal channels or alternative dispute resolution methods

Client Indemnification

You agree to indemnify Peravoluntriv against any claims arising from your misuse of our services or violation of these terms

Severability Clause

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect

Disclaimer Updates

We may update this disclaimer periodically to reflect changes in our services or legal requirements

Continued use of our services after changes constitutes acceptance of the updated disclaimer

Contact Information

For questions about this disclaimer or our services, please contact us using the information below

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer